What are Advance Directives, and do you need them?

An advance directive is a written set of instructions about the medical care you want if you ever can't speak for yourself. It usually pulls two things together in one document: a living will, which says what treatment you do and don't want, and a healthcare power of attorney, which names the person allowed to make decisions on your behalf. Think of it as telling your doctors and your family what you'd choose, before anyone has to guess.

Why it matters

Hospitals ask for these at admission. If yours is ready and easy to hand over, your care follows your wishes from the very first hour instead of the third day. Without one, the people who love you are left to guess during a frightening moment, and they may not all agree. An advance directive doesn't take the decision away from your family. It takes the weight of the decision off them.

This is one of the few documents that really does apply to every adult. You don't need to be sick, elderly, or wealthy to benefit from having one.

How to get one

You don't have to start from scratch, and in many cases you don't need to pay anyone.

  • Start with your state's official form. Most states publish a free advance directive form through the health department, the attorney general's office, or the state bar association.
  • Ask your doctor's office or the hospital. They handle these every day and can usually give you the right form and answer questions about the medical parts.
  • Talk to an estate attorney if your situation is complicated, or if you want your medical and financial documents drafted together.
  • If you get your care through the VA, ask your VA care team. The VA has its own advance directive form for veterans enrolled in VA health care.
  • Check the signing requirements before you sign. Some states want witnesses, some want a notary, and rules vary by state.

The most important step comes after signing: talk to the person you named, out loud, so they aren't reading your wishes for the first time in a waiting room. Then give copies to that person, your doctor, and anyone else who might be called in a hurry.

Good to know

People often ask whether they need an advance directive and a living will and a healthcare power of attorney. Usually the answer is no. Depending on your state, one combined form may cover your living will and your healthcare power of attorney together. "Advance directive" is the umbrella term for all of it.

Two things it is not: it is not your financial power of attorney, which covers money rather than medical care, and it is not a doctor's order. Orders like a DNR or POLST are signed by a physician and work differently. Your care team can explain which ones fit your situation.

Keep it safe

Once it's signed, store a copy in your Hoovalu vault and choose who in your Circle can open it. A directive nobody can find at 2 a.m. can't do its job, so make sure the person you named is one of the people who can reach it.

This article is general education, not legal advice.

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